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Topics of Interest Topics of interest appear in the following order: 1) About Auto Reform 2) Ontario's New Drinking And Driving Law - Stiffer Sanctions For Impaired Drivers 3) Please DO NOT Drive Without Insurance 4) Turn on Your Lights
About Auto Reform Your Auto Insurance Policy has changed as of September 1, 2010. The Ontario government introduced changes to the auto insurance system intended to provide greater price stability, and give drivers more control over the amount of coverage and price they pay for auto insurance. As a result, some coverages under the Ontario Auto Insurance policy have been altered. Drivers are now able to: Choose the insurance coverage that best meets their protection needs and budgets. Customize their level of income replacement, medical, rehabilitation, attendant care, caregiver, housekeeping, death benefits and home maintenance coverage; and Better integrate their auto insurance with private disability insurance coverage, or individual or group health insurance coverage To learn more about auto insurance, click on one the link below: http://www.fsco.gov.on.ca/english/insurance/auto/reform/consumer.asp and call us to learn how these changes will affect you.
Ontario's New Drinking And Driving Law - Stiffer Sanctions For Impaired Drivers Ontario has toughened its impaired driving laws to drive home the message that drinking and driving is not acceptable under any circumstance. As of May 1, 2009, if you are found to have a blood alcohol concentration from 0.05 to 0.08 (the "warn range") while driving you will: • Have your driver's license suspended for three days the first time you are caught • Have your driver's license suspended for seven days and have to attend an alcohol education program the second time you are caught • Have your driver's license suspended for 30 days, complete a remedial alcohol treatment program and have an ignition interlock condition placed on your driver's license for six months. Previously, drivers only received a 12-hour driver's license suspension, no matter how many times they were caught. You don't need to have a 0.08 blood alcohol concentration to be impaired. Statistics show that drivers whose blood alcohol concentration is from 0.05 to 0.08 are about seven times more likely to be involved in a fatal collision than someone who has not been drinking. In 2005, one of every six fatally injured drinking drivers had a blood alcohol concentration of less than 0.08. Even a small amount of alcohol can affect your driving. These tougher penalties show that Ontario mean business – “Don't drink and drive."
Please DO NOT Drive Without Car Insurance All motorists in Ontario are legally required to have car insurance. Fines for convictions for driving without insurance are as follows: 1. For a first conviction, the minimum fine is $5,000 and the maximum is $25,000; 2. For each subsequent conviction, the minimum fine becomes $10,000 and the maximum becomes $50,000. Uninsured car owners cannot sue for damage to their cars even when they are not at fault for an accident that occurs in Ontario. Insurance companies can sue an uninsured driver when that driver is at fault to any degree for the accident. Driving without insurance is against the law; it could be financially devastating; and it's irresponsible. Please do not drive without valid insurance coverage.
Turn on Your Lights When it rains, even in the middle of the day, visibility can become severely restricted. Whenever you turn on your windshield wipers, turn on your full driving lights, and those traveling behind you will be able to see you sooner. This applies not only on city streets, but especially on highways, where the distance required to stop is much greater. Again, please turn on your full driving lights whenever you turn on your windshield wipers.